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Created by The Core DJ's Jul 6, 2014 at 4:18pm. Last updated by The Core DJ's Jul 6, 2014.

Is your choice of Social Network friends KILLING your credit score??

If your Facebook friend doesn’t “like” paying his or her bills on time, you might want to seek another friendship before applying for a loan.

CNNMoney reports several tech startups have found ways to determine the creditworthiness of loan seekers by looking at how much they interact with friends who have bad credit. In essence, if you are friends with people who have bad credit and interact with them often, you could be deemed a high credit risk and denied a loan. WTH!!! Conversely, if you are friends with someone whose credit is solid, that could help you land a loan.

Lenddo co-founder and CEO Jeff Stewart told CNNMoney his tech company is able to use “massive computing power” to determine whether you are friends with some who’s behind on payments to Lenddo.

Are lenders going too far in looking at your social media accounts to determine your creditworthiness?


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Comment by DJ SAMMY JAMMY on September 1, 2013 at 7:54pm

Thats crazy!!! let me start unfriending muthafuckas lol

Comment by Shadow on September 1, 2013 at 5:29am

This is bullshit.

Just another way of getting into your personal business

Sometimes U add people just because U like their music or something.

That does NOT mean that U aren't trustworthy.


(so does that make me either? I think not!!!)

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